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You have been in a accident, automobile, slip and fall,
workplace, etc.. Should you see or speak with an attorney?

As far as I am concerned, the answer is always yes.

When should you consult with an accident attorney? You
should seek the advise of an accident attorney as soon as
possible after the accident. Do not wait. You could be giving up
certain rights. You should definetly speak with an attorney
before speaking with the other sides insurance agent, adjuster
or attorney.

You say that you can not afford an attorney. Most
accident attorneys will consult with you for free and, if they
take your case, will handle it on a contingency basis, not
taking any fee untill the case is settled. Most settlements are
increased to cover the cost of the attorney and therefore
normally the attorney costs you nothing. Many attorneys will
also advance all court costs for you if they are forced to file
suit.

You say that you were injured, however, the insurance
company has offered to pay your medical bills and you do not
feel it is right to take advantage of them by asking for
additional money for your, pain, suffering, lost work, etc..
Don’t you feel that you as a person are worth something? Do you
think so little of yourself that you feel that your pain,
suffering, inconvience, etc. is worthless. You did not cause
this accident. What you are going through was caused by someone
else. You deserve to be compensated. The insurance company, as a
matter of good business, has already built these types of costs
into the premiums that they charge their customers. If the money
does not go to you it will probably go to their shareholders or
to increased salaries or ?. Why shouldn’t you be properly
compensated. Remember most good attorneys are ethical and
although they will attempt to obtain as much money for you as is
due, they will not take your case unless they feel that it is
proper.

You say someone else admitted liability and said that their
insurance will pay all your damages. That’s great, however,
what if the person changes his or her story later on and says
that you were at fault. Or what if the other side’s insurance
company refuses to pay what you think is proper. In fact, how do
you know what is proper? Remember, an insurance company may pay
claims, but it is in business to make money. It normally will
not offer one dollar more than it has to and if you are not
represented by an attorney the insurance company adjuster or
attorney may feel that he or she can “get away” with paying much
less than the claim may be worth. Additionally, what people
state at the time of an accident is not always what they state
after having spoken with a friend, insurance agent or attorney.
Finally, an insurance adjuster or insurance attorney works for
the insurance company, not for you. How do you know that what
they are telling you is correct or true. Remember, in most
instances, they are there to try and save the company money. You
need an attorney on your side to tell you what your rights and
obligations are.

You say that you were not hurt that bad or at all. How
do you know how badly you were hurt. Some injuries do not show
up for months. Other injuries may aggrivate a prior problem.
Even if you have been found to be “ok” by a doctor, how do you
know that a problem will not come up later. If you have
insurance and did go to a doctor, who is going to pay your
co-pay or deductible. If you do not have health insurance, who
is going to pay for your examination which should include xrays,
etc.. If you retain an attorney he or she can probably refer you
to a doctor who will accept a lien against the insurance
settlement, thereby saving you from paying money out of your
pocket.

You say you have accident insurance, why not let them handle
everthing for you. Your insurance company is there to defend
any claims against you not to represent you in any claims
against other parties. Additionally, they also are in business
to make money. How do you know if they are trying to settle a
case to help you or to save themselves money.

The foregoing article was written by the author based on
experiences he has had as a private investigator representing
both accident attorneys and insurance companies. This article is
not stated as a legal opinion or as fact but instead is stated
as opinion of the author.

Permission is given to reprint this article providing credit is
given to the author, David G. Hallstrom, and a link is listed to
Resources For
Attorneys the owner of this article. Anyone or any company
reprinting this article without giving proper credit and the
correct link, is doing so without permission

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Source by David G. Hallstrom, Sr.